3-Bedroom Apartment for Rent – 39 Phillips Street, Amsterdam, NY
📍 39 Phillips St - 39 Phillips Street, Amsterdam NY (downstairs), Amsterdam NY, NY 12010
Monthly Rent
$1,250
Bedrooms
3 bd
Bathrooms
1 ba
📋 Property Overview
Looking for a spacious and affordable place to call home? This 3-bedroom, 1-bathroom apartment at 39 Phillips Street in Amsterdam, NY is available for $1,250 per month. ✨ Apartment Features: 3 Bedrooms 1 Bathroom Spacious living areas Convenient Amsterdam location $1,250/month
🛡️ Renters Insurance — Estimated Cost
Estimated range for New York at $20,000 – $24,999 of personal property
About $148–$175 a year.
Based on what New York renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,132,785 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote❓ Frequently Asked Questions
$1,250
per month
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