

2 Bed 1.5 Bath Townhome for Rent in Charlotte, NY (Rochester) Trash, Water, Sewer, and Heat included!
📍 28 Harbor View Terrace, Rochester, NY 14612
Monthly Rent
$1,400
Bedrooms
2 bd
Bathrooms
1.5 ba
📋 Property Overview
Welcome to Emerald Estates Townhomes, located in Rochester's Charlotte neighborhood, just minutes from Lake Ontario, Ontario Beach Park, Downtown Rochester, shopping, dining, coffee shops, and everyday conveniences. These spacious and modern townhouse apartments feature private entrances and full ground-floor basements with washer and dryer hookups. For added convenience, washer and dryer units...
🛡️ Renters Insurance — Estimated Cost
Estimated range for New York at $20,000 – $24,999 of personal property
About $148–$175 a year.
Based on what New York renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,132,785 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote🐾 Pets
- Pets
- Allowed
- Types
- cats
- Restrictions
- Cats allowed, Dogs not allowed
✨ Features & Details
- Gas
- Trash
- Water/Sewer
- Fridge
- Stove/Oven
- Cats allowed
- Dogs not allowed
❓ Frequently Asked Questions
$1,400
per month
Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.
💬 Questions about this property?
Chat with an agent any time — WhatsApp is answered 24/7 with an instant reply, and text messages are answered within seconds. Our team is also available Mon–Fri 8 AM–10 PM · Sat 10 AM–4 PM.
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