Island Cottage
📍 1324 Fir Street, Fernandina Beach, FL 32034
Monthly Rent
$2,500
Bedrooms
2 bd
Bathrooms
2 ba
Sq Feet
878 sq ft
📋 Property Overview
This two bedroom, two bath cottage with a single car garage located in the Hickory Ridge community, is just minutes from the beach, Egan's Creek Greenway, Historic Downtown Fernandina Beach, world class golf, pickleball and all that Amelia Island has to offer. Built in 2021, this like-new home with 9 foot ceilings and an open concept design makes it feel much larger than its 878 square feet....
🛡️ Renters Insurance — Estimated Cost
Estimated range for Florida at $20,000 – $24,999 of personal property
About $164–$245 a year.
Based on what Florida renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,140,304 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote🐾 Pets
- Pets
- Not allowed
- Restrictions
- Cats not allowed, Dogs not allowed
✨ Features & Details
- Lawn maintenance
- refrigerator
- stove
- microwave
- dishwasher
- garbage disposal
- garage door opener
- Cats not allowed
- Dogs not allowed
❓ Frequently Asked Questions
$2,500
per month
Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.
💬 Questions about this property?
Chat with an agent any time — WhatsApp is answered 24/7 with an instant reply, and text messages are answered within seconds. Our team is also available Mon–Fri 8 AM–10 PM · Sat 10 AM–4 PM.
What do you think of this home?