

Cedarwood Apartments in Modesto
📍 123 College Avenue, #13, Modesto, CA 95350
Monthly Rent
$1,045
Bedrooms
1 bd
Bathrooms
1 ba
📋 Property Overview
1 Bedroom 1 bath. Close to MJC, onsite laundry and manager. Living room-dining room combo, walk in closet. Assigned parking. W/S/G included. No Pets Valley Oak does not warrant or guarantee that all listed amenities are present as advertised. Valley Oak in good faith has listed the amenities, but due to human error and the transient nature of amenities, applicants are encouraged to confir...
🛡️ Renters Insurance — Estimated Cost
Estimated range for California at $20,000 – $24,999 of personal property
About $146–$170 a year.
Based on what California renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 2,994,585 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote❓ Frequently Asked Questions
$1,045
per month
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