The Banks: 1 Bedroom Apartment 1 Bathroom Apartment
📍 8th Street SE Unit 310, 1310, Spencer, IA 51301
Monthly Rent
$945
Bedrooms
1 bd
Bathrooms
1 ba
Sq Feet
688 sq ft
📋 Property Overview
The Banks is a new multifamily community bringing 30 modern apartment homes to the City of Spencer, opening in October 2026. Offering thoughtfully designed one- and two-bedroom apartments, The Banks combines contemporary finishes and functional layouts.
🛡️ Renters Insurance — Estimated Cost
Estimated range for Iowa at $20,000 – $24,999 of personal property
About $139–$157 a year.
Based on what Iowa renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 200,819 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote🐾 Pets
- Cats allowed
- Dogs allowed
✨ Features & Details
- Refrigerator
- Microwave
- Range/Stove
- Dishwasher
- Washer & Dryer
- Cats allowed
- Dogs allowed
❓ Frequently Asked Questions
$945
per month
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💬 Questions about this property?
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