

109 Scruggs St. - #103 - Stunning 1 bed/1 bath rental home in downtown Chattanooga! $1,250/mo.
📍 109 Scruggs St., #103, Chattanooga, TN 37403
Monthly Rent
$1,250
Bedrooms
1 bd
Bathrooms
1 ba
📋 Property Overview
Welcome to 109 Scruggs St. - #103 here in Chattanooga, TN. This listing is truly a gem - boasting 1 bedroom, 1 full bathroom, and a location to die for! The home sits less than 2 min away from Erlanger and UTC Campus, and less than 5 minutes from all of the businesses and restaurants down near 3rd St. and the Riverwalk. The elegance and style of this property cannot be understated. Every ...
🛡️ Renters Insurance — Estimated Cost
Estimated range for Tennessee at $20,000 – $24,999 of personal property
About $191–$218 a year.
Based on what Tennessee renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 428,684 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote❓ Frequently Asked Questions
$1,250
per month
Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.
💬 Questions about this property?
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