

Vernon, NY. Centrally located between Utica, Rome and Oneida.
📍 5210 West Seneca Street, Apt. B-19, Vernon, NY 13476
Monthly Rent
$1,055
Bedrooms
3 bd
Bathrooms
1 ba
📋 Property Overview
Beautiful 3 bedroom apartment for rent. Well maintained, updated apartment. Heat included, Hot water included, Beautifully landscaped grounds, Dedicated site manager, Close to all services, Ample Parking, Laundry room, Personal storage closet, Sliding glass door to balcony or deck, Dishwasher, Air conditioner, Self cleaning oven, Self defrost refrigerator.
🛡️ Renters Insurance — Estimated Cost
Estimated range for New York at $20,000 – $24,999 of personal property
About $148–$175 a year.
Based on what New York renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,132,785 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote❓ Frequently Asked Questions
$1,055
per month
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💬 Questions about this property?
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