FREE FIRST FULL MONTH OF RENT on Stunning and spacious, 2 Bedroom! – photo 1

FREE FIRST FULL MONTH OF RENT on Stunning and spacious, 2 Bedroom!

📍 725 32nd Ave N #2, St Cloud, MN 56303

Monthly Rent

$875

Bedrooms

2 bd

Bathrooms

1 ba

📋 Property Overview

Garden Spot Apartments in St. Cloud offer comfortable, convenient living with practical layouts and essential in-unit features. Each apartment includes a kitchen with appliances, ample closet space, and private heating and cooling for your comfort. Located in a quiet neighborhood, the community is close to shopping, dining, parks, and easy access to major roads, making it a great place to call ...

🛡️ Renters Insurance — Estimated Cost

Estimated range for Minnesota at $20,000 – $24,999 of personal property

$11–$13/ monthEstimate — not a quote

About $133–$149 a year.

Based on what Minnesota renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 473,453 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

Compare what companies charge and get a real quote

🐾 Pets

  • Cats allowed
  • Dogs not allowed

✨ Features & Details

  • Heat
  • Water/Sewer
  • Trash
  • Cats allowed
  • Dogs not allowed

❓ Frequently Asked Questions

$875

per month

Contact for availability
2 bd
1 ba

Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.

💬 Questions about this property?

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