3 Bedroom / 2 Bath Apartment! – photo 1

3 Bedroom / 2 Bath Apartment!

📍 415 N. 3rd Street 407, St. Joseph, MO 64501

Monthly Rent

$1,395

Bedrooms

3 bd

Bathrooms

2 ba

Sq Feet

1300 sq ft

📋 Property Overview

Welcome to the Lofts at 415, located in Downtown St. Joseph MO. Accented with exposed brick walls, natural wood beam ceilings, and concrete floors - this 3 bedroom apartment provides a modern touch with an industrial design. Boasting with charm and located in an amazing historic building, you will have access to an on-site gym, video intercom entry for guests and deliveries, and a large load...

🛡️ Renters Insurance — Estimated Cost

Estimated range for Missouri at $20,000 – $24,999 of personal property

$15–$16/ monthEstimate — not a quote

About $184–$185 a year.

Based on what Missouri renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 430,414 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

Compare what companies charge and get a real quote

🐾 Pets

  • Cats allowed
  • Dogs allowed

✨ Features & Details

  • $75 Flat Fee for Water/sewer & Trash
  • Utilities increase by $5 per additional occupant
  • $4 Fee for Pest Control
  • $4 A...
  • Cats allowed
  • Dogs allowed

❓ Frequently Asked Questions

$1,395

per month

Contact for availability
3 bd
2 ba
1300 sq ft

Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.

💬 Questions about this property?

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