

3 Bedroom / 2 Bath Apartment!
📍 415 N. 3rd Street 407, St. Joseph, MO 64501
Monthly Rent
$1,395
Bedrooms
3 bd
Bathrooms
2 ba
Sq Feet
1300 sq ft
📋 Property Overview
Welcome to the Lofts at 415, located in Downtown St. Joseph MO. Accented with exposed brick walls, natural wood beam ceilings, and concrete floors - this 3 bedroom apartment provides a modern touch with an industrial design. Boasting with charm and located in an amazing historic building, you will have access to an on-site gym, video intercom entry for guests and deliveries, and a large load...
🛡️ Renters Insurance — Estimated Cost
Estimated range for Missouri at $20,000 – $24,999 of personal property
About $184–$185 a year.
Based on what Missouri renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 430,414 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote🐾 Pets
- Cats allowed
- Dogs allowed
✨ Features & Details
- $75 Flat Fee for Water/sewer & Trash
- Utilities increase by $5 per additional occupant
- $4 Fee for Pest Control
- $4 A...
- Cats allowed
- Dogs allowed
❓ Frequently Asked Questions
$1,395
per month
Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.
💬 Questions about this property?
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