School year – photo 1

School year

📍 1-3 Franklin Street, Oneonta, NY 13820

Monthly Rent

$5,300

Bedrooms

3 bd

Bathrooms

1 ba

📋 Property Overview

Welcome to this charming three-bedroom, two-story apartment. The kitchen is equipped with modern conveniences including a microwave and dishwasher, while the separate large dining room offers ample space for meals with a table and chairs. In the inviting living room, you'll find two cozy couches, coffee and end tables, an entertainment center, and a 50" flat-screen TV. Conveniently located off ...

🛡️ Renters Insurance — Estimated Cost

Estimated range for New York at $20,000 – $24,999 of personal property

$12–$15/ monthEstimate — not a quote

About $148–$175 a year.

Based on what New York renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,132,785 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

Compare what companies charge and get a real quote

🐾 Pets

  • Cats not allowed
  • Dogs not allowed

✨ Features & Details

  • High Speed Internet / WiFi
  • Heat
  • Hot Water
  • Electric
  • Gas
  • Snow Removal
  • Off Street Parking
  • Laundry
  • Lawn Care
  • Gar...
  • stove
  • microwave
  • dishwasher
  • washer
  • dryer
  • refridgerator
  • oven
  • i
  • Cats not allowed
  • Dogs not allowed

❓ Frequently Asked Questions

$5,300

per month

Contact for availability
3 bd
1 ba

Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.

💬 Questions about this property?

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