School Year – photo 1

School Year

📍 42 Cliff Street, Oneonta, NY 13820

Monthly Rent

$4,800

Bedrooms

7 bd

Bathrooms

2 ba

📋 Property Overview

This well-maintained, spacious home at 42 Cliff Street presents two fully furnished apartments, each offering comfort and convenience. Amenities such as carpeting throughout and laundry facilities in each apartment ensure practicality and ease of living. Moreover, residents can enjoy the expansive wrap-around front porch and a sprawling yard, ideal for outdoor activities. Ample off-street parki...

🛡️ Renters Insurance — Estimated Cost

Estimated range for New York at $20,000 – $24,999 of personal property

$12–$15/ monthEstimate — not a quote

About $148–$175 a year.

Based on what New York renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,132,785 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

Compare what companies charge and get a real quote

🐾 Pets

  • Cats not allowed
  • Dogs not allowed

✨ Features & Details

  • High Speed Internet / WiFi
  • Heat
  • Hot Water
  • Electric
  • Gas
  • Snow Removal
  • Off Street Parking
  • Laundry
  • Lawn Care
  • Gar...
  • stove
  • microwave
  • dishwasher
  • washer
  • dryer
  • refridgerator
  • oven
  • Cats not allowed
  • Dogs not allowed

❓ Frequently Asked Questions

$4,800

per month

Contact for availability
7 bd
2 ba

Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.

💬 Questions about this property?

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