School Year
📍 55 Spruce Street, Oneonta, NY 13820
Monthly Rent
$5,200
Bedrooms
8 bd
Bathrooms
2 ba
📋 Property Overview
This expansive house boasts two - 4 bedroom apartments. Each with a generous living room furnished with two comfortable couches, coffee and end tables, an entertainment center, and a 40"-50" flat-screen TV. Each of the eight nicely sized bedrooms is furnished with modern amenities, including a flatscreen TV, a dresser, a desk with an office chair, a nightstand, and a full or queen-size bed comp...
🛡️ Renters Insurance — Estimated Cost
Estimated range for New York at $20,000 – $24,999 of personal property
About $148–$175 a year.
Based on what New York renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,132,785 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote🐾 Pets
- Cats not allowed
- Dogs not allowed
✨ Features & Details
- Gas
- Garbage Removal
- Heat
- Hot Water
- High Speed Internet / WiFi
- Laundry
- Lawn Care
- Electric
- Snow Removal
- Off St...
- refridgerator
- washer
- dryer
- oven
- stove
- microwave
- Cats not allowed
- Dogs not allowed
❓ Frequently Asked Questions
$5,200
per month
Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.
💬 Questions about this property?
Chat with an agent any time — WhatsApp is answered 24/7 with an instant reply. Our team is also available Mon–Fri 8 AM–10 PM · Sat 10 AM–4 PM.
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