

2 Bedroom, 2 Bath at The Plains
📍 1635 4th Street NE, Unit 416, Watertown, SD 57201
Monthly Rent
$1,445
Bedrooms
2 bd
Bathrooms
2 ba
Sq Feet
1125 sq ft
📋 Property Overview
At 1,125 square feet, this two-bedroom, two-bathroom home has the space you need and an assigned detached garage included to keep your car out of a South Dakota winter. In-unit washer and dryer, heat, and internet are all included. The community clubhouse, fitness center, and dog park are right on site. Cats and dogs are welcome at The Plains. Check out a virtual tour here
🛡️ Renters Insurance — Estimated Cost
Estimated range for South Dakota at $20,000 – $24,999 of personal property
About $121–$138 a year.
Based on what South Dakota renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 73,354 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote🐾 Pets
- Cats allowed
- Dogs allowed
✨ Features & Details
- Internet
- Heat
- Washer/Dryer
- Stove/Fridge/Microwave
- Dishwasher
- Cats allowed
- Dogs allowed
❓ Frequently Asked Questions
$1,445
per month
Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.
💬 Questions about this property?
Chat with an agent any time — WhatsApp is answered 24/7 with an instant reply. Our team is also available Mon–Fri 8 AM–10 PM · Sat 10 AM–4 PM.
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