

2 Bed 1 Bath + Garage
📍 1320 4 Ave SE Unit B, Watertown, SD 57201
Monthly Rent
$925
Bedrooms
2 bd
Bathrooms
1 ba
📋 Property Overview
Cozy upper-level unit in a 4-plex! This apartment features a refrigerator, stove, wall A/C, baseboard heating, and washer/dryer hookups. Enjoy the convenience of a single-stall detached garage, with lawn care and snow removal provided by management. Tenant pays all utilities.
🛡️ Renters Insurance — Estimated Cost
Estimated range for South Dakota at $20,000 – $24,999 of personal property
About $121–$138 a year.
Based on what South Dakota renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 73,354 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.
Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.
Compare what companies charge and get a real quote❓ Frequently Asked Questions
$925
per month
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💬 Questions about this property?
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