McCarthy Modern Heritage Lofts – photo 1
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McCarthy Modern Heritage Lofts

📍 255 River Street, Troy, NY 12180

Monthly Rent

$1,705 – $3,045

Bedrooms

Studio–1 bd

Bathrooms

1 ba

Sq Feet

671 sq ft

Updated 10 days ago

📋 Property Overview

A home in Downtown Troy, Troy, New York with Studio - 1 bd, 1 ba. Interior space is 671 sq ft. Monthly rent ranges $1,705-$3,045. The unit features hardwood floors, ice maker, stainless steel and dishwasher. Shared amenities include gym, internet access, elevator and parking. Pets are allowed, with pet rent of $50. Parking is available: street parking. The standard lease term is 12 months. Availability: Available Sep 1, 2026. The Walk Score here is 91, meaning most errands can be done on foot. Transit Score is 52. Rent sits 7% above the area median ($1,600).

🚶 Getting Around

  • Walk Score91/100

    Walker's Paradise

  • Transit Score52/100

    Good Transit

12 transit routes nearby

  • 12Bus
Studio · typical rent nearby$1,412

Market trend: Falling · as of August 2026

💵 Costs & Lease

Lease length
12 months
Units available
3 units

Amounts are as published by the source and may change. Confirm before applying.

📐 Floor Plan Details

  • 1BR + Den Riverside1 bd · 1.5 ba · 1,380 sq ft$3,0451 unit available
  • Lofts1 bd · 1 ba · 903 sq ftNone available right now
  • 1BR Monument View1 bd · 1 ba · 767 sq ftNone available right now
  • Studio Monument ViewStudio · 1 ba · 671 sq ft$1,7052 units available
  • Studio RiversideStudio · 1 ba · 682 sq ftNone available right now
  • 1BR + Den Monument View1 bd · 1.5 ba · 1,147 sq ftNone available right now

🎉 Current Specials

  • New Leasing Special at The McCarthy Lofts. Now is the perfect time to make your move! Sign your lease before 2/1/26 and receive $500 off your first month’s rent!

🧾 Move-in Costs & Lease

Lease length
12 months
Lease options
12 Months
Available
Available Sep 1, 2026
Application fee
$60 per applicant, paid to RivoRent

Property amounts are as published by the source and may change. Confirm before applying. The application fee is RivoRent's own and is the same on every listing.

🛡️ Renters Insurance — Estimated Cost

Estimated range for New York at $20,000 – $24,999 of personal property

$12–$15/ monthEstimate — not a quote

About $148–$175 a year.

Based on what New York renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,132,785 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

Compare what companies charge and get a real quote

🏠 Inside the Home

  • In unit laundry
  • Patio / balcony
  • Granite counters
  • Hardwood floors
  • Dishwasher
  • Stainless steel
  • Walk in closets
  • Air conditioning
  • Ice maker
  • Microwave
  • Garbage disposal
  • Range
  • Oven
  • Refrigerator

🏢 In the Building

  • 24hr maintenance
  • Gym
  • Pet friendly
  • Parking
  • Elevator
  • Bike storage
  • Online portal
  • Key fob access
  • Internet access

✅ Who Qualifies

Must have 3x the rent in total household income (before taxes)

🐾 Pets

Pets
Allowed
Pet rent
$50
Restrictions
Cats must be at least 1 year old.

✨ Features & Details

  • Pet Friendly
  • In unit laundry
  • Patio / balcony
  • Granite counters
  • Hardwood floors
  • Dishwasher
  • Air conditioning
  • Garbage disposal
  • Ice maker
  • Microwave
  • Oven
  • Range
  • Refrigerator
  • Stainless steel
  • Walk in closets
  • Elevator
  • Internet access
  • Key fob access
  • 24hr maintenance
  • Bike storage
  • Gym
  • Online portal
  • Parking
  • 1380 sq ft
  • 671 sq ft

📊 Property Facts

Walk Score
91 · Walker's Paradise
Transit Score
52 · Good Transit

🚗 Parking

  • Street parking · assigned

🎓 Nearby Schools

  • Heatly School · K-122/10 · 1.0 mi
  • W Kenneth Doyle Middle School · 6-84/10 · 1.0 mi
  • Watervliet Elementary School · K-64/10 · 1.0 mi
  • Troy High School · 9-125/10 · 1.1 mi
  • Ps 2 · K-52/10 · 1.1 mi
  • Watervliet Junior Senior High School · 7-124/10 · 1.2 mi
  • Ps 14 · PK-54/10 · 1.3 mi
  • True North Troy Preparatory Charter School · K-97/10 · 1.5 mi
  • Carroll Hill School · K-52/10 · 1.5 mi
  • Ps 18 · K-55/10 · 1.6 mi

🏡 Floor Plans

  • #401

    Availability: available

    $3,045

  • #303

    Availability: available

    $1,705

  • #403

    Availability: available

    $1,895

❓ Frequently Asked Questions

$1,705 – $3,045

per month

Available Now
Studio–1 bd
1 ba
671 sq ft

Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.

💬 Questions about this property?

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