Exchange at the Beach

📍 2200 Thomas Drive, Panama City, FL 32408

📋 Property Overview

Exchange at the Beach offers 1 bd and 1 ba in Panama City, Florida. The floor plan measures 744 sq ft. Rents run from $1,180 to $1,275 a month. Inside, the home includes ceiling fan, ice maker, air conditioning and patio / balcony. On site there is 24hr gym, elevator, dogs allowed and cats allowed. Pets are allowed (cats and dogs), with pet rent of $25. Leases run 12 months. Availability: Available now. The Walk Score here is 49, meaning most errands need a car. Transit Score is 20. Rent sits 24% below the area median ($1,550).

🚶 Getting Around

• Walk Score49/100

  Car-Dependent

• Transit Score20/100

  Minimal Transit

💵 Costs & Lease

Deposit

$270

Lease length

12 months

Units available

4 units

Amounts are as published by the source and may change. Confirm before applying.

📐 Floor Plan Details

• 2 Bedroom2 bd · 2 ba · 1,177 sq ftNone available right now
• 1 Bedroom1 bd · 1 ba · 750 sq ft$1,2452 units available
• 1 Bedroom1 bd · 1 ba · 819 sq ftNone available right now
• 1 Bedroom1 bd · 1 ba · 672 sq ftNone available right now
• 1 Bedroom1 bd · 1 ba · 899 sq ft$1,2451 unit available
• 1 Bedroom1 bd · 1 ba · 802 sq ftNone available right now
• 1 Bedroom1 bd · 1 ba · 870 sq ftNone available right now
• 1 Bedroom1 bd · 1 ba · 744 sq ft$1,1801 unit available
• 2 Bedroom2 bd · 2 ba · 1,255 sq ftNone available right now
• 1 Bedroom 120%1 bd · 1 ba · 750 sq ft$1,230
• 1 Bedroom 120%1 bd · 1 ba · 672 sq ft$1,125
• 1 Bedroom 120%1 bd · 1 ba · 899 sq ftNone available right now

🧾 Move-in Costs & Lease

Security deposit

$270

Move-in fee

$250

Lease length

12 months

Available

Available now

Application fee

$60 per applicant, paid to RivoRent

Property amounts are as published by the source and may change. Confirm before applying. The application fee is RivoRent's own and is the same on every listing.

🛡️ Renters Insurance — Estimated Cost

Based on what Florida renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,140,304 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

✅ Who Qualifies

Must have 3x the rent in total household income (before taxes)

🐾 Pets

Pets

Allowed

Types

Dogs, Cats

Pet rent

$25

One-time pet fee

$350

Limit

1 pet

Restrictions

$350 Fee for 1 Pet, $500 Fee for 2 Pets

✨ Features & Details

• Pet Friendly
• In unit laundry
• Patio / balcony
• Granite counters
• Hardwood floors
• Dishwasher
• Air conditioning
• Bathtub
• Carpet
• Ceiling fan
• Extra storage
• Garbage disposal
• Ice maker
• Microwave
• Oven
• Range
• Refrigerator
• Stainless steel
• Walk in closets
• Dogs allowed
• Business center
• Clubhouse
• Coffee bar
• Dog park
• 24hr gym
• Pool
• Bbq/grill
• Cats allowed
• Accessible
• Elevator
• Parking
• 24hr maintenance
• Courtyard
• E-payments
• Game room
• Internet access
• Lobby
• Online portal
• Pool table
• Yoga
• 750 sq ft
• 899 sq ft
• 744 sq ft

📊 Property Facts

Walk Score

49 · Car-Dependent

Transit Score

20 · Minimal Transit

🎓 Nearby Schools

• Patronis Elementary School · PK-58/10 · 0.6 mi
• Lucille Moore Elementary School · PK-53/10 · 3.2 mi
• Oakland Terrace School For The Visual And Performing Arts · PK-52/10 · 3.9 mi
• Rising Leaders Academy · K-99/10 · 4.0 mi
• Breakfast Point Academy · PK-85/10 · 4.3 mi
• J.R. Arnold High School · PK-124/10 · 4.4 mi
• Northside Elementary School · PK-55/10 · 4.9 mi
• Newpoint Bay Charter High School · 6-123/10 · 4.9 mi
• North Bay Haven Charter Academy Elementary School · K-58/10 · 4.9 mi
• Jinks Middle School · 6-82/10 · 5.3 mi

🏡 Floor Plans

3-3216

750 sq ft · 12 mo

Available now

$1,245

2-2106

750 sq ft · 12 mo

Sep 12, 2026

$1,275

2-2421

899 sq ft · 12 mo

Oct 8, 2026

$1,245

2-2413

744 sq ft · 12 mo

Available now

$1,180