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649 4th Street

📍 649 4th Street, Troy, NY 12180

Monthly Rent

$1,120

Bedrooms

3 bd

Bathrooms

1 ba

Sq Feet

1200 sq ft

Updated 25 days ago

📋 Property Overview

This home in South Troy, Troy, New York comes with 3 bd, 1 ba. Interior space is 1200 sq ft. Rent is $1,120 a month. The unit features refrigerator, dishwasher, recently renovated and W/D hookup. Shared amenities include gym, cats allowed, pet friendly and dogs allowed. Pets are allowed (cats and dogs). Leases run 12 months. Availability: Available now. The Walk Score here is 53, meaning some errands can be done on foot. Transit Score is 41. That is 30% below the local median of $1,600.

🚶 Getting Around

  • Walk Score53/100

    Somewhat Walkable

  • Transit Score41/100

    Some Transit

7 transit routes nearby

  • 7Bus
3 bedroom · typical rent nearby$1,652

Market trend: Falling · as of August 2026

💵 Costs & Lease

Deposit
$1,120
Lease length
12 months
Units available
1 unit

Amounts are as published by the source and may change. Confirm before applying.

📐 Floor Plan Details

  • 3 beds, 1 bath3 bd · 1 baNone available right now
  • 3 Bed, 1.0 Bath3 bd · 1 ba$1,1201 unit available

🧾 Move-in Costs & Lease

Security deposit
$1,120
Lease length
12 months
Available
Available now
Application fee
$60 per applicant, paid to RivoRent

Property amounts are as published by the source and may change. Confirm before applying. The application fee is RivoRent's own and is the same on every listing.

🛡️ Renters Insurance — Estimated Cost

Estimated range for New York at $20,000 – $24,999 of personal property

$12–$15/ monthEstimate — not a quote

About $148–$175 a year.

Based on what New York renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,132,785 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

Compare what companies charge and get a real quote

🏠 Inside the Home

  • W/D hookup
  • Dishwasher
  • Recently renovated
  • Range
  • Refrigerator

🏢 In the Building

  • Dogs allowed
  • Cats allowed
  • Gym
  • Pet friendly
  • On-site laundry

✅ Who Qualifies

Must have 3x the rent in total household income (before taxes)

🐾 Pets

Pets
Allowed
Types
Cats, Dogs

✨ Features & Details

  • W/D hookup
  • Dishwasher
  • Pet friendly
  • Recently renovated
  • Gym
  • Range
  • Refrigerator
  • Cats allowed
  • Dogs allowed
  • On-site laundry
  • 1200 sq ft

📊 Property Facts

Walk Score
53 · Somewhat Walkable
Transit Score
41 · Some Transit

🎓 Nearby Schools

  • True North Troy Preparatory Charter School · K-97/10 · 0.1 mi
  • Carroll Hill School · K-52/10 · 0.8 mi
  • Ps 16 · K-56/10 · 1.6 mi
  • Watervliet Junior Senior High School · 7-124/10 · 1.8 mi
  • W Kenneth Doyle Middle School · 6-84/10 · 1.8 mi
  • Ps 14 · PK-54/10 · 1.9 mi
  • Troy High School · 9-125/10 · 1.9 mi
  • Watervliet Elementary School · K-64/10 · 2.1 mi
  • Gardner Dickinson School · K-86/10 · 2.2 mi
  • Menands School · K-85/10 · 2.4 mi

🏡 Floor Plans

  • 3 Bed

    Availability: available

    $1,120

❓ Frequently Asked Questions

$1,120

per month

Available Now
3 bd
1 ba
1200 sq ft

Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.

💬 Questions about this property?

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