First Congo Apartments

📍 236 South Watkins Street, Memphis, TN 38104

Monthly Rent

$1,765

Bedrooms

2 bd

Bathrooms

1 ba

Sq Feet

1968 sq ft

Updated 9 days ago

📋 Property Overview

Looking at First Congo Apartments in Central Gardens, Memphis, Tennessee: 2 bd and 1 ba. It measures 1968 sq ft. Monthly rent is $1,765. Inside, the home includes pet friendly. The building offers dogs allowed and cats allowed. Pets are allowed (dogs and cats). The standard lease term is 12 months. Availability: Available Sep 1, 2026. The Walk Score here is 87, meaning most errands can be done on foot. Transit Score is 40. That is 53% above the local median of $1,150.

🚶 Getting Around

Walk Score87/100
Very Walkable
Transit Score40/100
Some Transit

8 transit routes nearby

8Bus

2 bedroom · typical rent nearby$1,207

Market trend: Falling · as of August 2026

💵 Costs & Lease

Deposit: $675
Lease length: 12 months
Units available: 1 unit

Amounts are as published by the source and may change. Confirm before applying.

📐 Floor Plan Details

StudioStudio · 1 baNone available right now
2 beds, 2.5 baths2 bd · 2.5 ba · 1,968 sq ftNone available right now
2 beds, 2 baths2 bd · 2 ba · 1,113 sq ftNone available right now
1 bed, 1.5 baths1 bd · 1.5 ba · 762 sq ftNone available right now
1 bed, 1 bath1 bd · 1 ba · 682 sq ftNone available right now
FCA11132 bd · 2 ba · 1,113 sq ftNone available right now
FCA7251 bd · 1 ba · 725 sq ftNone available right now
FCA7251 bd · 1 ba · 725 sq ftNone available right now
FCA8781 bd · 1.5 ba · 878 sq ftNone available right now
FCA6821 bd · 1 ba · 682 sq ftNone available right now
FCA19682 bd · 2.5 ba · 1,968 sq ft$1,7651 unit available

🧾 Move-in Costs & Lease

Security deposit: $675
Lease length: 12 months
Available: Available Sep 1, 2026
Application fee: $60 per applicant, paid to RivoRent

Property amounts are as published by the source and may change. Confirm before applying. The application fee is RivoRent's own and is the same on every listing.

🛡️ Renters Insurance — Estimated Cost

Estimated range for Tennessee at $20,000 – $24,999 of personal property

$15–$19/ monthEstimate — not a quote

About $191–$218 a year.

Based on what Tennessee renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 428,684 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

Compare what companies charge and get a real quote