20 Harbor Lane

📍 20 Harbor Lane, Albany County, NY 12047

📋 Property Overview

20 Harbor Lane offers 2 bd and 2 ba in Albany County, New York. It measures 1345 sq ft. Rents run from $650 to $5,500 a month. The unit features stainless steel, fireplace, microwave and W/D hookup. On site there is parking, garage and gym. Pets are allowed. With a Walk Score of 5, most errands need a car. Rent is well below the area median of $1,850.

🚶 Getting Around

• Walk Score5/100

  Car-Dependent

📐 Floor Plan Details

• 2 Bed, 2.0 Bath2 bd · 2 ba · 1,345 sq ftNone available right now

🛡️ Renters Insurance — Estimated Cost

Based on what New York renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,132,785 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

✅ Who Qualifies

Must have 3x the rent in total household income (before taxes)

🐾 Pets

Pets

Allowed

✨ Features & Details

• Pet Friendly
• W/D hookup
• Patio / balcony
• Hardwood floors
• Dishwasher
• Garage
• Stainless steel
• Carpet
• Fireplace
• Microwave
• Oven
• Range
• Refrigerator
• Gym
• Parking
• 2 bd
• 2 ba
• 1345 sq ft

📊 Property Facts

Walk Score

5 · Car-Dependent

🏡 Floor Plans