12405 E 40th St S – photo 1
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12405 E 40th St S

📍 12405 East 40th Street South, Independence, MO 64055

Monthly Rent

$775

Bedrooms

1 bd

Bathrooms

1 ba

Sq Feet

750 sq ft

Updated over a month ago

📋 Property Overview

12405 E 40th St S, in Luff, Independence, Missouri, has 1 bd / 1 ba. The floor plan measures 750 sq ft. Rent is $775 a month. Inside, the home includes recently renovated, range, patio / balcony and refrigerator. Shared amenities include internet access, parking, on-site laundry and pet friendly. Pets are allowed (dogs and cats). Residents have access to surface lot. Leases run 12 months. Availability: Available now. With a Walk Score of 38, most errands need a car. Transit Score is 23. That is 43% below the local median of $1,350.

🚶 Getting Around

  • Walk Score38/100

    Car-Dependent

  • Transit Score23/100

    Minimal Transit

3 transit routes nearby

  • 3Bus
1 bedroom · typical rent nearby$1,253

Market trend: Rising · as of August 2026

💵 Costs & Lease

Deposit
$350
Lease length
12 months
Units available
1 unit

Amounts are as published by the source and may change. Confirm before applying.

📐 Floor Plan Details

  • 1 Bed, 1.0 Bath1 bd · 1 ba · 750 sq ft$7751 unit available

🧾 Move-in Costs & Lease

Security deposit
$350
Lease length
12 months
Available
Available now
Application fee
$60 per applicant, paid to RivoRent

Property amounts are as published by the source and may change. Confirm before applying. The application fee is RivoRent's own and is the same on every listing.

🛡️ Renters Insurance — Estimated Cost

Estimated range for Missouri at $20,000 – $24,999 of personal property

$15–$16/ monthEstimate — not a quote

About $184–$185 a year.

Based on what Missouri renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 430,414 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

Compare what companies charge and get a real quote

🏠 Inside the Home

  • Patio / balcony
  • Recently renovated
  • Air conditioning
  • Ceiling fan
  • Garbage disposal
  • Range
  • Oven
  • Refrigerator

🏢 In the Building

  • Dogs allowed
  • Cats allowed
  • Pet friendly
  • Parking
  • On-site laundry
  • Pool
  • Internet access

✅ Who Qualifies

Must have 3x the rent in total household income (before taxes)

🐾 Pets

Pets
Allowed
Types
Cats, Dogs

✨ Features & Details

  • Pet Friendly
  • On-site laundry
  • Patio / balcony
  • Parking
  • Recently renovated
  • Pool
  • Air conditioning
  • Ceiling fan
  • Garbage disposal
  • Oven
  • Range
  • Refrigerator
  • Cats allowed
  • Dogs allowed
  • Internet access
  • 750 sq ft

📊 Property Facts

Walk Score
38 · Car-Dependent
Transit Score
23 · Minimal Transit

🚗 Parking

  • Surface lot

🎓 Nearby Schools

  • John W. Luff Elementary School · PK-58/10 · 0.5 mi
  • Three Trails Elementary School · PK-54/10 · 1.1 mi
  • Truman High School · 9-125/10 · 1.2 mi
  • Pitcher Elementary School · PK-65/10 · 1.7 mi
  • William Southern Elementary School · PK-57/10 · 1.7 mi
  • Sycamore Hills Elementary School · PK-56/10 · 1.9 mi
  • Clifford H. Nowlin Middle School · 6-84/10 · 1.9 mi
  • Raytown Middle School · 6-84/10 · 2.0 mi
  • Santa Fe Trail Elementary School · PK-55/10 · 2.0 mi
  • Fleetridge Elementary School · K-55/10 · 2.0 mi

🏡 Floor Plans

  • #D

    Availability: available

    $775

❓ Frequently Asked Questions

$775

per month

Available Now
1 bd
1 ba
750 sq ft

Use the buttons at the bottom of the screen to schedule a tour or apply online. Applications are reviewed within 1–3 business days.

💬 Questions about this property?

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