Sovereign at North Bay

📍 1800 Florida Ave, Panama City, FL 32405

📋 Property Overview

A home in Panama City, Florida with 2 bd, 2 ba. The floor plan measures 974 sq ft. Rents run from $579 to $1,853 a month. Features in the home include walk in closets, W/D hookup and patio / balcony. On site there is carport, on-site laundry, business center and playground. The standard lease term is 12 months. Availability: Available now. The Walk Score here is 35, meaning most errands need a car. Transit Score is 22. Rent is well below the area median of $1,550.

🚶 Getting Around

• Walk Score35/100

  Car-Dependent

• Transit Score22/100

  Minimal Transit

💵 Costs & Lease

Lease length

12 months

Units available

18 units

Amounts are as published by the source and may change. Confirm before applying.

📐 Floor Plan Details

• 3BR2BA-803 bd · 2 ba · 1,167 sq ftNone available right now
• 3BR2BA-803 bd · 2 ba · 1,222 sq ft$1,8503 units available
• 2BR2BA-802 bd · 2 ba · 974 sq ft$1,6052 units available
• 2BR2BA-802 bd · 2 ba · 1,148 sq ft$1,6051 unit available
• 3BR2BA-603 bd · 2 ba · 1,222 sq ft$1,2603 units available
• 3BR2BA-603 bd · 2 ba · 1,167 sq ft$1,2602 units available
• 2BR2BA-602 bd · 2 ba · 974 sq ft$1,0853 units available
• 2BR2BA-30 ELI2 bd · 2 ba · 974 sq ft$5751 unit available
• 3BR2BA-703 bd · 2 ba · 1,222 sq ft$1,4151 unit available
• 2BR2BA-302 bd · 2 ba · 974 sq ft$5751 unit available
• 3BR2BA-303 bd · 2 ba · 1,222 sq ftNone available right now
• 3BR2BA-603 bd · 2 ba · 1,529 sq ft$1,2601 unit available

🧾 Move-in Costs & Lease

Lease length

12 months

Available

Available now

Application fee

$60 per applicant, paid to RivoRent

Property amounts are as published by the source and may change. Confirm before applying. The application fee is RivoRent's own and is the same on every listing.

🛡️ Renters Insurance — Estimated Cost

Based on what Florida renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,140,304 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

✅ Who Qualifies

Must have 3x the rent in total household income (before taxes)

✨ Features & Details

• W/D hookup
• Patio / balcony
• Carport
• Walk in closets
• Gym
• Playground
• Accessible
• Parking
• On-site laundry
• Business center
• Clubhouse
• E-payments
• Online portal
• 1222 sq ft
• 974 sq ft
• 1148 sq ft
• 1167 sq ft
• 1529 sq ft

📊 Property Facts

Walk Score

35 · Car-Dependent

Transit Score

22 · Minimal Transit

🎓 Nearby Schools

• Jinks Middle School · 6-82/10 · 0.7 mi
• Northside Elementary School · PK-55/10 · 0.7 mi
• Bay High School · 9-123/10 · 0.8 mi
• Newpoint Bay Charter High School · 6-123/10 · 0.8 mi
• North Bay Haven Charter Academy Elementary School · K-58/10 · 0.8 mi
• Rising Leaders Academy · K-99/10 · 1.5 mi
• Oakland Terrace School For The Visual And Performing Arts · PK-52/10 · 1.6 mi
• University Academy (Sabl, Inc.) · K-810/10 · 2.1 mi
• Lucille Moore Elementary School · PK-53/10 · 2.4 mi
• A. Crawford Mosley High School · 9-126/10 · 2.4 mi

🏡 Floor Plans