Exchange at North Bay

📍 3625 Frankford Avenue, Panama City, FL 32405

📋 Property Overview

This home in Panama City, Florida comes with 1 bd, 1 ba. The floor plan measures 598 sq ft. Monthly rent ranges $1,135-$1,980. The unit features hardwood floors, W/D hookup, in unit laundry and granite counters. On site there is dog park, pet friendly, 24hr concierge and 24hr gym. Pets are allowed (dogs and cats). The standard lease term is 13 months. Availability: Available now. Rent sits 27% below the area median ($1,550).

💵 Costs & Lease

Lease length

12 months

Units available

27 units

Amounts are as published by the source and may change. Confirm before applying.

📐 Floor Plan Details

• B-1 Sunroom2 bd · 2 ba · 974 sq ftNone available right now
• A-11 bd · 1 ba · 598 sq ft$1,1357 units available
• B-12 bd · 2 ba · 974 sq ft$1,3557 units available
• B-52 bd · 2 ba · 1,208 sq ft$1,7401 unit available
• C-13 bd · 2 ba · 1,288 sq ft$1,9801 unit available
• B-22 bd · 2 ba · 1,053 sq ft$1,4257 units available
• A-21 bd · 1 ba · 598 sq ft$1,2204 units available

🧾 Move-in Costs & Lease

Lease length

13 months

Also available

12, 14, 15 months

Available

Available now

Application fee

$60 per applicant, paid to RivoRent

Property amounts are as published by the source and may change. Confirm before applying. The application fee is RivoRent's own and is the same on every listing.

🛡️ Renters Insurance — Estimated Cost

Based on what Florida renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 1,140,304 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

✅ Who Qualifies

Must have 3x the rent in total household income (before taxes)

🐾 Pets

Pets

Allowed

Types

Cats, Dogs

✨ Features & Details

• Pet Friendly
• In unit laundry
• Patio / balcony
• Granite counters
• Hardwood floors
• Dishwasher
• W/D hookup
• Bathtub
• Ceiling fan
• Stainless steel
• Walk in closets
• Air conditioning
• Carpet
• Cats allowed
• Dogs allowed
• Accessible
• Garage
• Pool
• 24hr gym
• 24hr concierge
• Bbq/grill
• Car charging
• Clubhouse
• Coffee bar
• Dog park
• Internet cafe
• Online portal
• Trash valet
• Valet service
• Parking
• E-payments
• New construction
• On-site laundry
• Business center
• 598 sq ft
• 974 sq ft
• 1208 sq ft
• 1288 sq ft
• 1053 sq ft
• 737 sq ft

📊 Property Facts

Walk Score

0 · Car-Dependent

Transit Score

0 · No Nearby Transit

🚗 Parking

No parking on site

🎓 Nearby Schools

• University Academy (Sabl, Inc.) · K-810/10 · 0.7 mi
• Northside Elementary School · PK-55/10 · 2.1 mi
• Lucille Moore Elementary School · PK-53/10 · 2.2 mi
• Mowat Middle School · 6-85/10 · 2.4 mi
• Rising Leaders Academy · K-99/10 · 2.5 mi
• Oakland Terrace School For The Visual And Performing Arts · PK-52/10 · 2.9 mi
• A. Crawford Mosley High School · 9-126/10 · 3.0 mi
• Newpoint Bay Charter High School · 6-123/10 · 3.2 mi
• North Bay Haven Charter Academy Elementary School · K-58/10 · 3.2 mi
• Lynn Haven Elementary School · PK-56/10 · 3.3 mi

🏡 Floor Plans

3201

598 sq ft · 12 mo

Jan 7, 2027

$1,135

3303

598 sq ft · 12 mo

Jan 7, 2027

$1,145

12103

598 sq ft · 14 mo

Sep 23, 2026

$1,180

12110

598 sq ft · 14 mo

Available now

$1,180

1206

598 sq ft · 13 mo

Oct 31, 2026

$1,205

1308

598 sq ft · 15 mo

Available now

$1,210