3118 N Water Street

📍 3118 North Water Street, Bay City, MI 48708

📋 Property Overview

Set in Bay City, Michigan, this home has 3 bd, 1 ba. The floor plan measures 1057 sq ft. Rent is $1,125 a month. Leases run 12 months. Availability: Available now. With a Walk Score of 28, most errands need a car. That is 7% above the local median of $1,050.

🚶 Getting Around

• Walk Score28/100

  Car-Dependent

💵 Costs & Lease

Lease length

12 months

Units available

1 unit

Amounts are as published by the source and may change. Confirm before applying.

📐 Floor Plan Details

• 3 Bed, 1.0 Bath3 bd · 1 ba · 1,057 sq ft$1,1251 unit available

🧾 Move-in Costs & Lease

Lease length

12 months

Available

Available now

Application fee

$60 per applicant, paid to RivoRent

Property amounts are as published by the source and may change. Confirm before applying. The application fee is RivoRent's own and is the same on every listing.

🛡️ Renters Insurance — Estimated Cost

Based on what Michigan renters actually paid: NAIC industry data for 2023 (average HO-4 premium, 616,684 policy-years), adjusted to July 2026 with the U.S. Bureau of Labor Statistics tenants' insurance index. It is a market average, not a price for this building and not a price for you.

Your own price depends most on your credit-based insurance score, your claims history and which carrier you choose. In published Ohio figures the same coverage ranges from $127 a year at excellent credit to $933 at poor credit. We do not ask for any of that, so we cannot narrow this for you.

✅ Who Qualifies

Must have 3x the rent in total household income (before taxes)

✨ Features & Details

• 1057 sq ft

📊 Property Facts

Walk Score

28 · Car-Dependent

🚗 Parking

No parking on site

🎓 Nearby Schools

• Washington Elementary School · K-52/10 · 1.1 mi
• Bay-Arenac Community High School · 9-121/10 · 1.1 mi
• Cramer Junior High School · 5-84/10 · 1.2 mi
• Garber High School · 9-127/10 · 1.3 mi
• Linsday Elementary School · K-55/10 · 1.4 mi
• Bay City Academy - Farragut Campus · K-55/10 · 1.4 mi
• Bay City Central High School · 9-126/10 · 1.5 mi
• Bay County PSA · K-55/10 · 1.7 mi
• Hampton Elementary School · K-54/10 · 2.0 mi
• Handy Middle School · 6-123/10 · 2.5 mi

🏡 Floor Plans